After careful review, we decided that the Intelligent Banking Solutions’ collection system and its support staff was far superior to all others. The Intelligent Banking Solutions’ team created an interface to our XP system host which was a seamless process with little involvement by our IT staff required. We’ve found that the installation, training and ongoing customer support from Intelligent Banking Solutions is unlike any we’ve experienced; and at the user level our collections department has been able to get a firm grip on delinquencies and charge offs and we attribute that to the 100% client configurable Intelligent Banking Solutions’ system.