100% Committed to Bank and Credit Union Collection and Recovery

Community Bank and Credit Union Testimonials

We Were In Good Hands

In the height of our core conversion project it was truly a pleasure to have the support and reassurance that we were in good hands with the folks at Intelligent Banking Solutions™. Our deadlines became John’s deadlines and he approached each new issue methodically and strategically in order to keep us on target. John’s technical expertise and patient, considerate demeanor was deeply appreciated by our team.

Josh Spring, Manager – System Solutions


Intrust Bank

You Always Go The Extra Mile

Thanks for checking! You always go the extra mile and it’s appreciated!

Jeanin M. Onos, VP Retail Collections Officer

Bank of New Hampshire

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Delinquency for 15-30 and 30-60 Days Outstanding, Fell by a Whopping 50%!

Minnco Credit Union (MCU) has provided the people of East Central Minnesota with quality financial products and services since 1935. Having grown to more than 28,000 members, MCU offers an array of new, convenient offerings via five branches across Minnesota.

As a Collections Officer, I was looking to significantly improve our ability to collect overdue loan payments from our members. Traditionally, our collection methods were “snail mail” and phone calls but neither was particularly efficient or cost-effective: Letters involve postage costs and a lag in two-way communication, while phone calls every three days are time-consuming and typically required us to leave unanswered, recorded messages as members seek to avoid uncomfortable real-time conversations about payments owing.

Although we have current email address for roughly 25% of or members, I wanted to explore using the email channel to expedite responses from delinquent members, in a less time-consuming and cost- intensive way. Working with Doug Caffrey at Intelligent Banking Solutions™, a Collections and Recovery software provider to the banking and credit union industry, Enghouse Interactive was brought in to implement their Outbound Communications solution, Hosted SmartDial.

Although only implemented just 1.5 months ago, the results have been dramatic and immediate: We now receive 50 email responses a week. Delinquency for 15-30 and 30-60 days outstanding, fell by a whopping 50%! We are so encouraged by these early results that we intend to start leveraging this solution to reduce overdrawn account balances as well.

I have fairly exacting standards however, Enghouse Interactive’s solution delivered an immediate, positive impact to our credit union. I wouldn’t hesitate to recommend them!

Amanda Koivisto, Collections Officer

Minnco Credit Union

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We Appreciate Intelligent Banking Solutions

We appreciate Intelligent Banking Solutions and the support that is provided.

Rahul Maraboyina

General Electric Credit Union

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A Big Thank You To Rob

A big thank you to Rob for jumping on this so quickly and creating exactly what we needed.  I’ve already added a few arrangements in using the new process. It works great. Thanks for the great service.

Jim Viola, VP Member Solutions

Nusenda Credit Union

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