CARM-Pro - The most widely used collection and recovery software in US banking.
IBS: Dedicated to Collection and Recovery Software and Automation in the Banking Industry Since 1989
CARM-Pro - Licensed to almost 900 Financial Institutions Since 1989.
ARM-Pro - The most widely used Recovery and Special Asset Tracking software in US Banks and Credit Unions.
CARM-Pro - Credit Union and Bank Collection Compliance Software for todays turbulent times.
CARM-Pro - The most widely used independent bank collection software in US banking.

Client Testimonials

IBS software dropped delinquencies to less than .6%, happy board

Our delinquencies have dropped from about 1 percent to less than .6 percent. Talk about happy board members!
– Brian McPherson, Credit Risk Manager
Texas National Bank

Best product on the market, flexible, user friendly

IBS collections and recovery product is still the best on the market
– Joseph Paettie, VP
Franklin Mint Federal Credit Union

Valuable asset, good support

I am extremely pleased with IBS and its collections system.
– James A. Turnbull, AVP Collections Manager - Security Officer
The Hicksville Bank