CARM-Pro - The most widely used collection and recovery software in US banking.
IBS: Dedicated to Collection and Recovery Software and Automation in the Banking Industry Since 1989
CARM-Pro - Licensed to almost 900 Financial Institutions Since 1989.
ARM-Pro - The most widely used Recovery and Special Asset Tracking software in US Banks and Credit Unions.
CARM-Pro - Credit Union and Bank Collection Compliance Software for todays turbulent times.
CARM-Pro - The most widely used independent bank collection software in US banking.

Revealing New Bank Collection Software


A goal of our recent Client Conference was to demonstrate how Intelligent Banking Solutions is dedicated to providing superior bank collections software while assisting banks and credit unions with the ever-changing compliance regulations.

In our conference’s three roundtable discussions, we combined client’s existing expertise of the industry and the function of CARM-Pro. During these roundtables, Intelligent Banking Solutions was able to discover and will implement best practices to allow the system to do the hard work for financial institutions.

During the sessions, our staff also covered critical issues influencing bank collections including skip tracing, bankruptcy and repossession.

Skip tracing (aka debtor recovery), for example, is a method of finding debtors that skipped town. Increasingly, investigators use social networking sites. Social media has become such a deep-seated routine, that even debtors on the run can’t resist the urge to participate in their preferred social network that skip tracing service or private investigator can use to help find their location.

New CARM-Pro

The IBS client conference attendees were the first to experience the latest version of bank collections software CARM-Pro, version 4.6.3 while also being able to interact with our development team.

Taking best-of-breed software resources can simplify the complex bank-collection process and ease much of the administrative burden allowing more time to communicate with past-due accounts. CARM-Pro can do this while keeping the best people on the job (your team) with the best probability at meeting your organizational objectives regarding customers.

Effective policies, along with advanced banking software, assist organization’s ability to control the risk and remain in compliance. Managing the aged segment of financial institution’s accounts-receivable portfolio, for instance, requires procedures that echo the mission and goals of the bank’s credit department. Clear guidelines ensure trustworthy and efficient administration that helps realize those objectives.

Our robust software simplifies complex delinquency processes to help a bank or credit union improve results with lower cost and less risk through automation, recovery and compliance activities.

Hearing our Clients

If you did not make the conference, that is okay, we’re here for you and we hear you! Contact us at any time to get questions answered or seek help with your collections strategy.

Developing a blended strategy, based on powerful contemporary technology, delivers stable compliance solutions, increases collector-to-debtor communication time, and supplements your overall strategy. In addition to providing the right technology, IBS offers clients with ongoing and dependable training for your Collections Department.

Our Online Self-Guided User Training Modules provides interactive training, to ensure consistent and compliant representation approaches, at no additional cost to support IBS clients, allowing platform users to take the online classes based on their availability. This is available by contacting

Our Web-Based Administrator Training provides training to individuals assigned with the additional responsibilities of being an application Administrator. This training coincides with the Administrator section of the CARM-Pro application and more information on this is available via