CARM-Pro - The most widely used collection and recovery software in US banking.
IBS: Dedicated to Collection and Recovery Software and Automation in the Banking Industry Since 1989
CARM-Pro - Licensed to almost 900 Financial Institutions Since 1989.
ARM-Pro - The most widely used Recovery and Special Asset Tracking software in US Banks and Credit Unions.
CARM-Pro - Credit Union and Bank Collection Compliance Software for todays turbulent times.
CARM-Pro - The most widely used independent bank collection software in US banking.

IBS Collection Articles

More Collection Regulations Coming Amid Growing Complaints

October 15, 2016
It has never been more important that financial institutions assure that they remain in compliance with their debt recovery actions. Every day comes more news involv

Managing Collection Repossessions

September 27, 2016
Nobody likes repossessions, not the borrower, the bank or credit union. However, in the collections and recovery business it is a necessary part of the process and h

5 Debt Collection Bankruptcy Misconceptions

September 13, 2016
There are some common misconceptions about what bank creditors can do to collect and how bankruptcy influences their decisions. Robust collection and asset recovery

FDCPA Compliance

August 25, 2016
The Fair Debt Collection Practices Act (FDCPA) prohibits debt collectors from using abusive, unfair, or deceptive practices to collect debts. A bank collecting its o

10 Banking Regulatory Collection Trends to Watch in 2016

August 9, 2016
Increasing and unprecedented new and impending regulation geared toward lending and collection practices makes understanding compliance more important than ever. For

Adapting Cloud and Mobile Imaging Into Bank Collections

July 22, 2016
The future of bank-debt recovery systems depends in large part on capitalizing on current and emerging technology. Banks can now take advantage of the opportunities

Seven Steps to Develop Better Retail Bank Collections & Recovery Departments

July 5, 2016
Technology transformed the financial services industry. However, debt collection and recovery at some banks still remains outdated with manual processes instead of f

Regulating Debt Collection

June 20, 2016
Bank collection and recovery departments face increasing scrutiny over regulatory issues from the Consumer Financial Protection Bureau. Advanced software systems can

Use Preemptive Collection Strategies to Control Delinquencies

June 3, 2016
Addressing account issues prior to becoming problems is one of the most effective strategies in reducing delinquency. Coupled with robust loan collection and recover

Moving Collections from a Legacy System

May 6, 2016
With compliance, market and economic demands, responsibility to steer a legacy systems future, it is extremely difficult to keep up with quickly shifting channels an