CARM-Pro - The most widely used collection and recovery software in US banking.
IBS: Dedicated to Collection and Recovery Software and Automation in the Banking Industry Since 1989
CARM-Pro - Licensed to almost 900 Financial Institutions Since 1989.
ARM-Pro - The most widely used Recovery and Special Asset Tracking software in US Banks and Credit Unions.
CARM-Pro - Credit Union and Bank Collection Compliance Software for todays turbulent times.
CARM-Pro - The most widely used independent bank collection software in US banking.

IBS Collection Articles

The Right Bank Collection System Helps When Providing Credit to Underserved Individuals and Businesses

December 20, 2017
With the proper bank collection system in place, helping to monitor risk and debt recovery, financial institutions could extend credit to previously underserved mark

How to Grow Your Community Bank’s Net Income with Small Dollar Loans, Business Loans and the Right Collection System

November 30, 2017
Underserved individuals and small businesses present a challenge for community financial institutions. In recent years, nonbanks and alternative lenders have challen

Leveling the Collection Compliance Playing Field with Modern Collection Software

October 2, 2017
Debt gathering is a billion-dollar industry with swelling and multifaceted legal concerns for financial institutions across departments but especially when gathering

Improving Lending with Best of Breed Collections with or Without Dodd-Frank Reform

August 1, 2017
Technology improves lending for community banks and credit unions, regardless of current regulations...

How Community Banks and Credit Unions Are Increasing Loan Volume and Minimizing Risk with Modern Collection Systems

May 30, 2017
Community banks and credit unions are increasing loan volume and minimizing risk with modern collection systems...

How Community Banks and Credit Unions Can Reduce Collection Compliance Risk

March 28, 2017
Debt collection compliance for banks and credit unions is a billion-dollar industry with ballooning and complex legal concerns. This is the first in a series of arti

Open Source and Cloud Help Make Collections Affordable

December 23, 2016
Open-source software and cloud architecture helps provide cost-effective and flexible collections systems. It also moves bank debt recovery toward digital frameworks

Debt Collection Among Top Consumer Complaints in 2016

December 8, 2016
The Consumer Financial Protection Bureau released a monthly snapshot highlighting consumer complaints about financial services. The report revealed problems with deb

Reliable Collection Systems Reduce Bank Collections

November 7, 2016
It is now more important than ever that financial institutions have a reliable and compliant debt recovery system because they simply cannot afford to write off bad

10 Strategies to Make Bank Collection More Efficient

October 21, 2016
Effective risk management practices financial institutions use includes the establishment of detailed policies and procedures to help govern debt collection practice