CARM-Pro - The most widely used collection and recovery software in US banking.
IBS: Dedicated to Collection and Recovery Software and Automation in the Banking Industry Since 1989
CARM-Pro - Licensed to almost 900 Financial Institutions Since 1989.
ARM-Pro - The most widely used Recovery and Special Asset Tracking software in US Banks and Credit Unions.
CARM-Pro - Credit Union and Bank Collection Compliance Software for todays turbulent times.
CARM-Pro - The most widely used independent bank collection software in US banking.

IBS Clients

Name City State
Adams Community Bank Adams MA
Aerospace Federal Credit Union Los Angeles CA
Alden Credit Union Chicopee MA
Anchor Savings Bank Aberdeen WA
Arrha Credit Union Springfield MA
Ashland Community FCU Ashland OH
Athol Savings Bank Winchendon MA
AurGroup Credit Union Fairfield OH
Austin Bank Tyler TX
Bank of Canton Canton MA
Bank of New Hampshire Laconia NH
BankFinancial, NA Burr Ridge IL
BankFive Fall River MA
BankGloucester Gloucester MA
BankPlus Belzoni MS
Bay Coast Bank Swanzey MA
Bay State Savings Bank Worcester MA
Bellwether Community Credit Union Manchester NH
Berkshire Bank Pittsfield MA
Boone County National Bank Columbia MO
Boston Firefighters Credit Union Dorchester MA
Bristol County Savings Bank Taunton MA
CalTech Employees FCU La Canada CA
Cambridge Credit Union Cambridge MA
Canyon State Credit Union Phoenix AZ
Central Bank Jefferson City MO
Central Bank of Lake of the Ozarks Osage Beach MO
Central Bank of Sedalia Sedalia MO
Central Bank of the Midwest Lee's Summit MO
Central Bank of the Ozarks Springfield MO
CharterBank West Point GA
Chelsea Groton Savings Bank Norwich CT
Chemical Bank & Trust Company Midland MI
ChoiceOne Bank Sparta MI
Citizens & Northern Bank Wellsboro PA
City of Boston Credit Union Boston MA
Claremont Savings Bank Claremont NH
Clarien Bank Hamilton FL
Clark County Credit Union Las Vegas NV
Clinton Savings Bank Clinton MA
CNB Bank Clearfield PA
Columbia Bank Fair Lawn NJ
Communities of Abeline FCU Abilene TX
Community Trust Bank, INC. Pikeville KY
Connecticut Community Bank Westport CT
Copoco Community Credit Union Bay City MI
Cornerstone Bank Southbridge MA
Country Bank for Savings Ware MA
Credit Union of Denver Lakewood CO
Crescent Credit Union Brockton MA
Croghan Colonial Bank Fremont OH
Dime Bank Norwich CT
Dime Community Bank Brooklyn NY
DuPage Credit Union Naperville IL
Easthampton Savings Bank Easthampton MA
Elements Financial FCU Indianpolis IN
Envision Bank Stoughton MA
Evangelical Christian Credit Union Brea CA
Exchange Bank of Alabama Ahalla AL
Fairfax County Federal Credit Union Fairfax VA
Farmers and Merchants State Bank Archbold OH
Farmington Bank Farmington CT
Fidelity Bank Frostburg MD
Finance Factors Ltd Honolulu HI
First Bank Ketchikan AK
First Community Bank Sugarland TX
First Community Bank N.A. Bluefield VA
First County Bank Stamford CT
First Covenant Bank Commerce GA
First Federal Bank of Arkansas Harrison AR
First Federal Bank of Kansas City Kansas City MO
First Federal Bank of The Midwest Defiance OH
First Federal Credit Union Cedar Rapids IA
First Federal Savings & Loan Pascagoula MS
First Federal Savings & Loan Association Port Angeles WA
First Federal Savings Bank Elizabethtown KY
First Federal Savings Bank Ottawa IL
First Federal Savings Bank Of Rochester Rochester IN
First Internet Bank of Indiana Indianapolis IN
First Keystone Bank Media PA
First Keystone National Bank Berwick PA
First Mutual Financial Painesville OH
First National Bank Pandora OH
First National Bank Alaska Anchorage AK
First National Bank in Howell Howell MI
First National Bank of Pandora Pandora OH
First National Bank of St. Louis Clayton MO
First Place Bank Warren OH
First Premier Bank Sioux Falls SD
First Republic Bank San Francisco CA
First State Bank Melville NY
First State Bank of Arcadia Arcadia FL
FirstDay Financial Credit Union Dayton OH
Florence Savings Bank Florence MA
Fort Campbell FCU Clarksville TN
Four Oaks Bank & Trust Co. Four Oaks NC
Franklin Mint Federal Credit Union Broomall PA
Friendship State Bank Friendship IN
FSG Bank Chattanooga TN
Gate City Bank Fargo ND
GE Employees Credit Union Milford CT
Geddes Fed S&L Assn. Syracuse NY
Genoa Banking Company Genoa OH
GFA Federal Credit Union Gardner MA
Glens Falls National Bank & Trust Glens Falls NY
Golf Savings Bank Mountlake Terrace WA
Hancock Bank Panama City FL
HarborOne Credit Union Brockton MA
Hastings City Bank Hastings MI
Haverhill Bank Haverhill MA
Hawaii National Bank Honolulu HI
Heartland Bank Croton OH
Heartland Credit Union St. Paul MN
Hicksville Bank Hicksville OH
Holyoke Credit Union Holyoke MA
Home Federal Bank Middlesboro KY
Indiana Bank & Trust Company Seymour IN
Indiana State University Credit Union Terre Haute IN
Island Federal Credit Union Hauppauge NY
Jeep Country FCU Holland OH
Jefferson Bank of Missouri Jefferson City MO
Jewett City Savings Bank Jewett City CT
Lakeland State Bank Oakridge NJ
Liberty Bank Middletown CT
Liberty Bay Credit Union Braintree MA
Lowell Five Cent Savings Bank Lowell MA
Macatawa Credit Union Holland MI
Malvern Federal Savings Bank Paoli PA
Maspeth Federal S&L Maspeth NY
Massena Savings Massena NY
Mechanics Savings Bank Auburn ME
Members Plus Credit Union Medford MA
Mercantile Commercebank Miami FL
Merrimack County Savings Bank Concord NH
Michigan Educational Credit Union Plymouth MI
Middlesex Savings Bank Natick MA
Miramar FCU San Diego CA
Mission Federal Credit Union San Diego CA
Mutual Federal Savings Bank Muncie IN
National Bank & Trust Co. Sycamore IL
National Bank of Oak Harbor Oak Harbor OH
National Union Bank of Kinderhook Kinderhook NY
NCB Savings Bank Hillsboro OH
Needham Bank Needham MA
New Buffalo Savings Bank New Buffalo MI
New England Bank Enfield CT
Newport Federal Savings Bank Newport RI
North American Savings Bank Grandview MO
North Country Savings Bank Canton NY
North Shore Bank Brookfield WI
North Shore Trust and Savings Waukegan IL
Northfield Savings Bank Northfield VT
Northpointe Bank Grand Rapids MI
Ocean First Bank Toms River NJ
Oneida Savings Bank Oneida NY
Orange Savings Bank Orange TX
Ozark Mountain Bank Branson MO
Pawtucket Credit Union Pawtucket RI
Peoples Bank Marietta OH
Peoples National Bank Easley SC
PeoplesBank Holyoke MA
PriorityOne Bank Magee MS
Queenstown Bank of Maryland Queenstown MD
Quincy Credit Union Quincy MA
Regal Bank & Trust Owings Mills MD
RIA Federal Credit Union Rock Island IL
Richfield-Bloomington Credit Union Richfield MN
River Bank Lawrence MA
River Valley Federal Credit Union Miamisburg OH
River Works Credit Union Lynn MA
Roma Bank Robbinsville NJ
Sandia Laboratory Federal Credit Union Albuquerque NM
Saugus Bank Saugus Bank MA
Savings Bank of Danbury Danbury CT
Savings Institute Willimantic CT
Sawyer Savings Bank Saugerties NY
South Valley Bank & Trust Klamath Falls OR
Southbridge Savings Bank Southbridge MA
Spencer Savings Bank Spencer MA
Spencer Savings Bank Garfield NJ
State Bank and Trust Co. Defiance OH
State Employees Credit Union Santa Fe NM
Sterling Federal Bank Sterling IL
Sterling Savings Bank Spokane WA
Sugar River Savings Bank Newport NH
Summit Community Bank Moorefield VA
TD Bank Cherry Hill NJ
Teche Federal Bank New Iberia LA
Third National Bank of Sedalia Sedalia MO
Tiffin St. Joseph Credit Union Tiffin OH
TnBank of Oak Ridge Oak Ridge TN
Traditional Bank Mount Sterling KY
Ulster Savings Bank Kingston NY
Union Bank Company Columbus Grove OH
United Bank West Springfield MA
Universal One Credit Union Dayton OH
Wakefield Co-op Wakefield MA
Wauchula State Bank Wauchula FL
Wayne County Bank Waynesboro TN
Webster Five Cents Savings Bank Webster MA
Wells River Savings Bank Wells River VT
West Shore Bank Ludington MI
Westfield Bank Westfield MA
Westfield Bank Westfield Center OH
Winchester Co-Operative Bank Winchester MA
Winchester Savings Bank Winchester MA
Wonder Lake State Bank Wonder Lake IL