CARM-Pro - The most widely used collection and recovery software in US banking.
IBS: Dedicated to Collection and Recovery Software and Automation in the Banking Industry Since 1989
CARM-Pro - Licensed to almost 900 Financial Institutions Since 1989.
ARM-Pro - The most widely used Recovery and Special Asset Tracking software in US Banks and Credit Unions.
CARM-Pro - Credit Union and Bank Collection Compliance Software for todays turbulent times.
CARM-Pro - The most widely used independent bank collection software in US banking.

The #1 Software for Bank Collections and Collection Management

CARM - Pro is the preferred, dedicated bank collection software of financial institutions in the US. The most widely used software for collections and collection management; it helps banks achieve substantial operational, regulatory and financial gains by automating debt collection and special asset recovery activities.

CARM - Pro bank collection software enables financial institutions to effectively meet challenges including charge offs, delinquencies and complex state and federal collection regulations. It makes it easier to achieve objectives that have the biggest impact on profitability and productivity —such as maximizing non-interest income growth; improving compliance; lowering risk; and simplifying access to business-critical information.

Reliable, Robust Bank Collection Software Capabilities

With powerful workflow automation, CARM-Pro bank collection software minimizes manual errors while providing unrivaled functionality and reliability. Like everything IBS delivers, it’s all reinforced by our unyielding commitment to customer support and training. The result is an enterprise-wide increase in productivity—from the executive office to collections management to IT.

The IBS CARM - Pro Advantage

  • Optimize recovery income
  • Improve collection compliance
  • Streamline charged-off/special asset account-level income and expense tracking
  • Track all stages and debt issues
  • Increase productivity and capacity while reducing FTE's
  • Simplify vendor management
  • Automate workflow and communications Simplify reporting Scale with growth
  • Simplify reporting
  • Scale with growth