CARM-Pro - The most widely used collection and recovery software in US banking.
IBS: Dedicated to Collection and Recovery Software and Automation in the Banking Industry Since 1989
CARM-Pro - Licensed to almost 900 Financial Institutions Since 1989.
ARM-Pro - The most widely used Recovery and Special Asset Tracking software in US Banks and Credit Unions.
CARM-Pro - Credit Union and Bank Collection Compliance Software for todays turbulent times.
CARM-Pro - The most widely used independent bank collection software in US banking.

IBS 2014 Annual Client Conference

2013 Training - Verbal Defense & Influence

The IBS 2014 Client Conference is scheduled for September 9-11, 2014.


  • a new expanded agenda,
  • client and IBS presentations,
  • comprehensive training,
  • the CARM-Pro User Group annual meeting,
  • lots of peer networking.

The most cost effective way for you to maximize your investment in CARM-Pro. Look for additional details soon.