"Your folks are doing a very nice job for us. We are very pleased with the support they have provided. ″Wonderful″ is how it was described to me."

- C. Petit, SVP Lending, Glens Falls Nat'l Bank, NY

"Our past due numbers were down to a record level in FY 2005 and recoveries were at an all time high. This allows our bank to keep less money in reserves and maintain a higher quality of credit. The IBS collection software is doing its job. IBS personnel are very helpful and meeting our needs with a good attitude. I was very pleased to recommended IBS software to two other banks during the past couple of weeks."

- W. Cade, SVP, Collections, Cadence Bank, MS

"Since we installed the IBS collections software our delinquencies have dropped significantly. Board members are happy and users are motivated.After careful review, we selected the IBS collection system because its support staff was far superior to all others. The IBS team created an interface to our ITI system host which required little involvement from out IT staff. No doubt, installation, training and ongoing customer support from IBS is unlike any we've experienced. The fact that the system is 100% client configurable is just a bonus. Our IBS collections system has paid for itself many times over."

- T. Pribble, AVP Collections, FNB of Altavista, NC

"After careful review, we decided that the IBS collection system and its support staff was far superior to all others. The IBS team created an interface to our XP system host which was a seamless process with little involvement by our IT staff required. We've found that the installation, training and ongoing customer support from IBS is unlike any we've experienced; and at the user level our collections department has been able to get a firm grip on delinquencies and charge offs and we attribute that to the 100% client configurable IBS system."

- D. Picard, Telephone Workers CU, Boston, MA

"Both Shari and Gary are great assets to your company and wonderful examples of your company's service. The support we are receiving is awesome."

- J. Fox, Sandia Lab FCU, Albuquerque, NM