Intelligent Banking Solutions (IBS) is the premiere provider of debt management solutions to the financial industry. Introduced in 1989, IBS collections and asset recovery software is now in use at more than 300 banks and credit unions in 46 states and the District of Columbia.

Privately held, IBS always has been and remains exclusively dedicated to enhancing and growing its software's functionality for credit professionals at financial institutions. IBS prides itself in its people, from their innovative development teams to friendly and knowledgeable technical support and installation staff.

IBS has found in its software development history that partnerships and informal and formal business relationships make for a sound growth path, allowing IBS to offer top-line services or products to its clients while remaining focused itself on the growth and enhancement of its core collections and recovery system. Some of these include check-by-phone services, formal overdraft management programs, predictive dialers and mass mail programs. IBS also has numerous relationships with core banking system providers that have helped establish the company and its collection system both regionally and nationally. These include Bisys, OSI, RDSI Banking Solutions, Summit Information Systems, Fiserv Southern Region data centers, Fiserv Brookfield ITI Outsourcing, COCC, IPS-Sendero and Texas National Bank.

Since its founding in 1989, IBS has grown into the top provider of collections and recovery solutions targeted exclusively at financial institutions, specifically credit unions and mid to large size community banks. The IBS sales, development, support and management teams understand the needs and requirements of financial institutions when it comes to getting a handle on the often-overlooked collections and recovery function within a financial institution. IBS does not get distracted from its central mission and purpose of providing the most dynamic, targeted solution to financial institutions. This focus ensures that you will reap the short and long-term benefits of having a dedicated business partner with a clear focus only to improve and enhance your collections and recovery program.

Additionally, IBS has historically focused on a customer-centric selling and support model. Basically, we strongly believe and enforce throughout the organization a customer-first attitude. IBS believes that corporate customers expect more in today's changing economic environment, and IBS delivers to meet those expectations. Many of our enhancements come via support calls from our customers asking about or requesting a particular feature or function. We would expect and deliver the same type of mutually beneficial relationship with any new client; you're not just a customer, you're a long-term business partner.