CARM-Pro - The most widely used collection and recovery software in US banking.
IBS: Dedicated to Collection and Recovery Software and Automation in the Banking Industry Since 1989
CARM-Pro - Licensed to almost 900 Financial Institutions Since 1989.
ARM-Pro - The most widely used Recovery and Special Asset Tracking software in US Banks and Credit Unions.
CARM-Pro - Credit Union and Bank Collection Compliance Software for todays turbulent times.
CARM-Pro - The most widely used independent bank collection software in US banking.

IBS Collection Articles

How Community Banks and Credit Unions Are Increasing Loan Volume and Minimizing Risk with Modern Collection Systems

May 30, 2017
Community banks and credit unions are increasing loan volume and minimizing risk with modern collection systems...

How Community Banks and Credit Unions Can Reduce Collection Compliance Risk

March 28, 2017
Debt collection compliance for banks and credit unions is a billion-dollar industry with ballooning and complex legal concerns. This is the first in a series of arti

Open Source and Cloud Help Make Collections Affordable

December 23, 2016
Open-source software and cloud architecture helps provide cost-effective and flexible collections systems. It also moves bank debt recovery toward digital frameworks

Debt Collection Among Top Consumer Complaints in 2016

December 8, 2016
The Consumer Financial Protection Bureau released a monthly snapshot highlighting consumer complaints about financial services. The report revealed problems with deb

Reliable Collection Systems Reduce Bank Collections

November 7, 2016
It is now more important than ever that financial institutions have a reliable and compliant debt recovery system because they simply cannot afford to write off bad

10 Strategies to Make Bank Collection More Efficient

October 21, 2016
Effective risk management practices financial institutions use includes the establishment of detailed policies and procedures to help govern debt collection practice

More Collection Regulations Coming Amid Growing Complaints

October 15, 2016
It has never been more important that financial institutions assure that they remain in compliance with their debt recovery actions. Every day comes more news involv

Managing Collection Repossessions

September 27, 2016
Nobody likes repossessions, not the borrower, the bank or credit union. However, in the collections and recovery business it is a necessary part of the process and h

5 Debt Collection Bankruptcy Misconceptions

September 13, 2016
There are some common misconceptions about what bank creditors can do to collect and how bankruptcy influences their decisions. Robust collection and asset recovery

FDCPA Compliance

August 25, 2016
The Fair Debt Collection Practices Act (FDCPA) prohibits debt collectors from using abusive, unfair, or deceptive practices to collect debts. A bank collecting its o