CARM-Pro - The most widely used collection and recovery software in US banking.

IBS: Dedicated to Collection and Recovery Software and Automation in the Banking Industry Since 1989

CARM-Pro - Licensed to almost 900 Financial Institutions Since 1989.

ARM-Pro - The most widely used Recovery and Special Asset Tracking software in US Banks and Credit Unions.

CARM-Pro - Credit Union and Bank Collection Compliance Software for todays turbulent times.

CARM-Pro - The most widely used independent bank collection software in US banking.

IBS Team Member

Victor M. Rivera, Director, Regional Sales

Phone: (603) 410-5712

Bio: Victor joins IBS with over 20 years successfully providing consultative sales into the financial sector. Victor has enjoyed sharing his expertise by serving on client advisory boards, panel participant and as a topical industry speaker. Victor has lived in California his entire life, he currently resides in Northern California with his three children and two dogs. He enjoyed volunteering, cooking, gardening, camping, reading and bike riding.

To email Victor M. Rivera use the following form.

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Nation’s Most Widely Used, Dedicated Bank Collection and Credit Union Software

November 04, 2011

Twenty years after launching the industry’s first bank collection and credit union software for delinquent account management, IBS is still winning.

Case Study: Meeting the rising delinquency challenge head-on

January 21, 2011

Welcome to Connie's Challenge

IBS-SoundBite Solution a great success at a long term IBS client

January 21, 2011

IBS COLLECTION AND ASSET RECOVERY MANAGER - PROFESSIONAL (CARM-Pro) receives customer accolades for it's powerful integration with SoundBite.

IBS sets client upgrade record with CARM-Pro 4.2 upgrade

December 10, 2010

IBS' first 4.2 upgrade in record time

IBS Announces COLLECTION AND ASSET RECOVERY MANAGER - PROFESSIONAL (CARM-Pro) v4.

December 01, 2010

Unprecedented in our lifetime are the economic challeges that collection and recovery departments in our financial institutions are experiencing. They need a game ch

2011 IBS Client Conference Registration

November 04, 2010

Join us for our 2011 Client Conference, April 12th - 13th. Plan ahead - Don't miss out! Register early, by December 31st and receive 10% your conference registratio

IBS Core Values Still Winning the War in Collections Automation

June 08, 2010

AS SEEN IN THE MAY 2010 ISSUE OF MICHIGAN BANKER MAGAZINE! IBS Collections Software - Helps Michigan banks meet Technology needs.

I have been using the IBS collection system since 1998 and must say...

Debbie Weisenberger, Asset Recovery Director

First Federal Savings Bank of Rochester

I am extremely pleased with IBS and its collections system.

James A. Turnbull, AVP Collections Manager - Security Officer

The Hicksville Bank

IBS collections and recovery product is still the best on the market

Joseph Paettie, VP

Franklin Mint Federal Credit Union

Our delinquencies have dropped from about 1 percent to less than .6 percent. Talk about happy board members!

Brian McPherson, Credit Risk Manager

Texas National Bank

It does everything we wanted and more.

Marc Meoli, Helpdesk Manager

Mercantile Safe Deposit &TRUST Co.

Both Shari and Gary are great assets to your company and wonderful examples of your company's service.

Joan Fox, Loss Prevention Manager

Sandia Laboratory Federal Credit Union

The IBS collection system and its support staff was far superior to all others.

Dan Picard, Collection Manager

Telephone Workers Credit Union

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